CLIENTS WE SERVE
Federal Government Employees
A Chartered Federal Employee Benefits Consultant(SM) is a financial advisor, planner, or other financial professional that has been specially trained and is familiar with the retirement and other benefits offered to employees of the federal goverment. A financial advisor or planner with this experience of working with federal goverment employees can help with CSRS, FERS, TSP, FEGLI, FEHB, and other benefits offered to federal government employees.
Pre-Retirees and Retirees
Whether you are approaching retirement or already retired, we help our clients find more attractive interest rates with a goal of providing clients the potential for a rising income in retirement. We can help you develop an income plan for your retirement and non-retirement accounts. Many of our clients come to us for help with 401(k) rollovers, TSP rollovers, 403(b) rollovers, and other retirment plan rollovers to IRAs.
Savers and Investors
Pension plans have largely been replaced by 401(k) plans in the workplace. With this shift, it's become more important for employees to make informed decisions about their retirement. We help savers and investors in choosing the most appropriate investment options within their retirement plans and determining the amount much to contribute. We also provide investment advice and products for non-retirement investments such as stock, bond, and mutual fund accounts, college savings plans, and life, health, and disability insurance.
Self-employed persons face unique challenges and opportunities as being both the employee and employer. We can help you develop a benefits package that includes retirement plans for business owners and independent contractors, such as Individual 401(k) plans, SEP-IRA, one-person pension plans, life insurance, health insurance, and disability insurance that suits your individual situation.
Our practice of wealth management for professional athletes is centered on the belief that your money needs to be there when your playing career is over. While past performance cannot predict future results of any investment product, we believe that wealth management for athletes should focus on long-term performance and not the latest trends or fads. As a professional athlete, wealth management at Jones Wealth Management is aimed to strategically transform your high income into long-term wealth.
Investing an inheritance or legal settlements
Low interest rates have made the concept of "putting the money in the bank and living off the interest" a thing of the past. While no one can predict when interest rates will rebound, we assist clients in generating income from lump sum payments received such as through an inheritance, court settlement or other legal settlements. Our portfolio management style seeks to generate suffient income without having to touch the principal (your money).